The Black dollar is a force—plain and simple. In 2025, Black buying power has reached $2 trillion, proving once again that we don’t just participate in the economy; we drive it. From fashion to music, from beauty to tech, Black consumers set trends and dictate what’s hot, yet the money we generate often doesn’t circulate back into our own communities. The issue isn’t whether we have the power—it’s how we’re using it.
Historically, we’ve seen what happens when Black people take control of their economic destiny. Black Wall Street in Tulsa was a thriving example of what’s possible when we own our businesses, support each other, and keep our money circulating amongst ourselves. Before its destruction in 1921, money would exchange hands within the community multiple times before leaving, creating real wealth and stability. Fast forward to today, and a dollar in the Black community barely lasts six hours. That’s the problem. Too much of our hard-earned money goes right back into the hands of companies that don’t reinvest in us, while Black entrepreneurs continue to struggle for funding and resources.
This is why banking Black and supporting Black businesses is critical. Black-owned banks exist to provide capital, home loans, and business funding that mainstream banks often deny us. Yet, fewer than 20 Black-owned banks remain, and without community support, that number will keep dropping. The same goes for Black-owned businesses—while they’re growing, they still face disproportionate challenges when it comes to access to capital, scaling, and sustainability. If we’re serious about economic power, we have to be intentional about where we put our money.
And here’s the thing—there has been a noticeable shift. More Black businesses are emerging, more of us are buying Black, and the energy around economic empowerment is stronger than ever. But we can’t stop here. We have to take it a step further by being extremely intentional in how we move—where we bank, where we shop, and where we invest. It’s not enough to be aware of the problem; we have to actively shift our behavior.
Because at the end of the day, no one is coming to save us. The only people who can change our economic reality are us. We keep looking around, waiting for someone to lead the charge, but the truth is, we are the solution. We are the power. We are the answer.
So the next move is clear: build with purpose. Buy with intention. Invest with strategy. It’s time to stop fueling everyone else’s bottom line and start securing our own. The blueprint for economic success is already there—we just have to follow it. Let’s commit to making every dollar work for us, for our businesses, and for our future. The time is now
Alamerica Bank – Birmingham, AL
Personal and business banking services, including checking and savings accounts, loans, and online banking.
Commonwealth National Bank – Mobile, AL
Personal and business banking, loans, and online services.
Citizens Trust Bank – Atlanta, GA
Personal and business banking, mortgages, investments, and online banking.
Carver State Bank – Savannah, GA
Personal and business banking, loans, and online services.
GN Bank – Chicago, IL
Personal and business banking, mortgages, and online banking.
Liberty Bank and Trust Company – New Orleans, LA
Personal and business banking, mortgages, investments, and online banking.
OneUnited Bank – Boston, MA
Personal and business banking, mortgages, and online banking.
Industrial Bank – Washington, D.C.
Personal and business banking, loans, and online services.
The Harbor Bank of Maryland – Baltimore, MD
Personal and business banking, loans, and online services.
United Bank of Philadelphia – Philadelphia, PA
Personal and business banking, loans, and online services.
Mechanics & Farmers Bank – Durham, NC
Personal and business banking, loans, and online services.
Tri-State Bank of Memphis – Memphis, TN
Personal and business banking, loans, and online services.
First Independence Bank – Detroit, MI
Personal and business banking, mortgages, and online banking.
Unity National Bank – Houston, TX
Personal and business banking, loans, and online services.
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